Why You Need a Fully Insured Tree Service

Understanding Tree Service Insurance

When people are having work done on their property, often the very last thing on their mind is insurance. As far as you’re concerned, you want the work done and for it to be over with, right? Let’s be clear: insurance is certainly something that should be crossing your mind - and you’ll see why as you read on.

Tree service insurance covers a range of essential protections:

• General Liability: This insures against property damage and personal injury claims, both of which are a concern when it comes to tree service.
• Worker’s Compensation: This covers medical expenses and lost earnings resulting from harms done to a worker while on duty.
• Professional Liability: This is a protection against negligence claims resulting from anything which may happen while work is being done on your property.

Fully insured services provide indemnity in all of these cases, both for full-time employees and part-time or seasonal workers. In contrast, some providers only have partial insurance which may only cover some of the above or which may only cover full-time employees. Should an accident occur when partially insured tree services are working on your property, a skilled attorney could make the case that you are liable for costs which may far exceed the entire cost of the work you agreed to.

Risks of Hiring an Underinsured Tree Service

Homeowners may be tempted to hire fly-by-night services; they’re often ready to do the work at short notice and for a low, low price, but beware. If you hire an uninsured, or underinsured tree service, then you may end up spending more in terms of both money and time, so it’s a classic false economy. For that cut-rate price, you are likely to get work that is of a lower quality, and that’s just the start of the problem. Any accident that injures one of those workers could see you liable for damages.

Any damage done to your property will also fall on you; if you hired uninsured workers, then it will be you that bears the cost of damage to your home or any vehicles from falling branches or poorly handled equipment. It’s simply not worth hiring any tree service that isn’t insured.

Benefits of Choosing ArborMax Tree Service

There’s really no alternative to choosing a fully-insured, responsible tree service for any work on trees around your home. At ArborMax Tree Service, everyone is insured - from a seasonal worker on their first day to the foreman leading the crew. That means any accidental injuries are looked after without any cost to you. Furthermore, in the highly unlikely event that there is any damage done to property, vehicles or other structures, the repairs won’t be coming out of your pocket.

At ArborMax, we take the work seriously and aren’t satisfied unless you are. Our experienced team uses only the best quality equipment and techniques to complete the job to the highest standards. If that sounds good to you, why not give us a call on 484-878-8947 or email us at info@arbormaxpa.com today?